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It may not make economic sense for you to replace appliances on a house you intend to sell, but for a higher-end home, it may make the difference. If you do replace appliances, stay generic but aesthetically pleasing. The homeowners are likely to replace it anyway, but they still need the initial positive impression to buy the home in the first place.It may not make economic sense for you to replace appliances on a house you intend to sell, but for a higher-end home, it may make the difference. If you do replace appliances, stay generic but aesthetically pleasing. The homeowners are likely to replace it anyway, but they still need the initial positive impression to buy the home in the first place.


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Calling All Personal Finance Bloggers

Can The IRS Or Student Loan Creditors Garnish My Social Security?

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Of all the reasons for the ups and downs of the stock market, weather is rarely given any credit. Certain meteorological events, like devastating hurricanes or tornadoes, obviously have at least a short-term effect on market events. But researchers have found correlations between the stock market and even more mundane aspects of the weather. Everyday […]

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MoneyTips

    This is the first in a series of financial commentaries by our Editorial Roundtable. Check back to read alternative points of view expressed in this column.

James Cash Penney, who founded JC Penney in 1902, observed years later that, “Growth is never by mere chance; it is the result of forces working together.” This holds as true for the broader US economy as it does for individual companies. For it is the combination of market forces, government policies and macroeconomic trends that shapes our long-term economic outlook and near-term prospects for growth.

As we peer beyond the horizon to boldly — or foolishly— predict economic developments in 2014, let’s stay mindful of this synergistic process. For only by assessing the interplay of multiple factors can we hope to divine the future.

Here, then, are the key forces and trends MoneyTips predicts will combine to make 2014 a very positive year for the US eco...

The Interest Rate Environment

Today’s Headlines: America Gets A Raise

Assets Flee Developing Economies

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MoneyTips

    This is the first in a series of financial commentaries by our Editorial Roundtable. Check back to read alternative points of view expressed in this column.

James Cash Penney, who founded JC Penney in 1902, observed years later that, “Growth is never by mere chance; it is the result of forces working together.” This holds as true for the broader US economy as it does for individual companies. For it is the combination of market forces, government policies and macroeconomic trends that shapes our long-term economic outlook and near-term prospects for growth.

As we peer beyond the horizon to boldly — or foolishly— predict economic developments in 2014, let’s stay mindful of this synergistic process. For only by assessing the interplay of multiple factors can we hope to divine the future.

Here, then, are the key forces and trends MoneyTips predicts will combine to make 2014 a very positive year for the US eco...

The Interest Rate Environment

Today’s Headlines: America Gets A Raise

Assets Flee Developing Economies

  • Updated

Index funds are a type of mutual fund that aim to track the performance of a market index. Financial experts recommend index funds as the best investing vehicle for most people because they’re low-cost, low-risk choices for growing wealth. Here’s how you can get started investing in index funds. 1. Decide on Your Index Fund […]

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The CBOE Volatility Index—also known as the VIX—is a primary gauge of stock market volatility. The VIX volatility index offers insight into how financial professionals are feeling about near-term market conditions. Understanding how the VIX works and what it’s saying can help short-term traders tweak their portfolios and get a feel for where the market […]

Buyers hoping to score a deal on a home in 2021—or even find something affordable without having to dip into savings or push their budgets past the “we-could-live-without-electricity” point—might need to check their ambitions. Both the experts and the numbers paint a picture of a seller’s market in 2021. The good news is that new-home […]

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Most days, the stock market doesn’t see big moves higher or lower. Generally, indexes like the S&P 500 gain or lose less than 1% a day. But from time to time, the market experiences significant price changes, which professional investors refer to as “volatility.” While heightened volatility can be a sign of trouble, it’s all […]

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Stock prices closed out 2020 by notching all-time highs on the very last day of the year. What’s more, the benchmark S&P 500 index finished the year up 16.3% while the tech-heavy Nasdaq Composite index gained nearly 44%. With 2020 in the rear view mirror, investors are facing a new year featuring many of the […]

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To say it’s been an unpredictable and interesting year for homeowners would be a massive understatement. Western states had some of the worst wildfires in modern history and the 2020 Atlantic hurricane season earned the distinction as the busiest hurricane season on record. And then, of course, there’s the pandemic. Despite all that, low mortgage […]

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Even as renewable energy prices plummet, gas and oil's appealing yields and positive supply/demand dynamics make for an attractive investment opportunity.

The Denison City Council last Tuesday took its second-to-last step to wrap up the 2020 street improvement projects.

No matter which surveys and analyses you follow, one thing is for certain – fewer Americans are going to be traveling during the Christmas and New Year’s holidays. Both AAA Travel and the American Hotel & Lodging Association (AHLA) predict that as many as two-thirds of Americans will end up staying at home as the coronavirus continues a surge of second wave of positive tests across virtually ...

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MoneyTips

Can you avoid a New Year's Day hangover? We're not referring to the traditional hangover that comes from too much alcohol, but the financial hangover that comes from too many charges on your credit card.

Of course, you can avoid a New Year's credit hangover – especially with some help. Consider these eleven ways to keep holiday purchases under control.

1. Set a Holiday Budget – Review your overall budget, and then decide how much you can afford to spend for holiday gifts given your other expenses (including end-of-year expenses like property taxes and annual subscriptions). Don't let gift expectations drive your budget – let your budget set gift choices.

2. Make a Gift List – Divide up your gift budget among all your recipients and find gifts that fit within the desired budget. Start early, so you have time to look for the best pri...

9 Holiday Shopping Tips

7 Tips To Budget Holiday Spending

How To Avoid Overspending This Holiday Season

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MoneyTips

Can you avoid a New Year's Day hangover? We're not referring to the traditional hangover that comes from too much alcohol, but the financial hangover that comes from too many charges on your credit card.

Of course, you can avoid a New Year's credit hangover – especially with some help. Consider these eleven ways to keep holiday purchases under control.

1. Set a Holiday Budget – Review your overall budget, and then decide how much you can afford to spend for holiday gifts given your other expenses (including end-of-year expenses like property taxes and annual subscriptions). Don't let gift expectations drive your budget – let your budget set gift choices.

2. Make a Gift List – Divide up your gift budget among all your recipients and find gifts that fit within the desired budget. Start early, so you have time to look for the best pri...

9 Holiday Shopping Tips

7 Tips To Budget Holiday Spending

How To Avoid Overspending This Holiday Season

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