This week's best financial reads

To end up with the right card in your wallet, it's important to steer clear of predatory options. Here are five red flags to look out for.

You and your significant other probably won’t go out for a romantic dinner this Valentine's Day, so why not do the next best thing? Light a few candles, pour some wine — and download a budget app.

Getting a debt consolidation loan or using a balance transfer credit card can make sense if it lowers your annual percentage rate. But refinancing debt has pros and cons — even at a lower rate.

With interest rates lower than they’ve been in years, many consumers are looking to buy a home or refinance their student loans. So, is there any reason why you can’t do both?

There happen to be six solid reasons to consider a bank swap, other than moving or another life change.