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Business

Understanding DSCR loans: How cash-flow underwriting works for rental properties

Understanding DSCR loans: How cash-flow underwriting works for rental properties

  • Bill Lyons for Griffin Funding

Griffin Funding reports on DSCR loans, an alternative for investors in rental properties. 

The retirement fear gap: Who really fears running out of money?

The retirement fear gap: Who really fears running out of money?

  • John Stevenson for The Guaranteed Retirement Guy

John Stevenson reports a survey revealing that lower-income Americans are more fearful of running out of retirement savings, contradicting the age-based anxiety trend.

Terry Savage: Login process changing at TreasuryDirect

Terry Savage: Login process changing at TreasuryDirect

  • Terry Savage, Tribune Content Agency

Millions more savers have created TreasuryDirect accounts to purchase Treasury bills at the weekly auctions— especially during periods when T-bill rates are higher than bank CDs. Now, starting September 13, the Treasury Department is creating a new level of security when you log in to the we…

How small businesses can unlock the full power of CRM reporting

How small businesses can unlock the full power of CRM reporting

  • Will Gordon for Nutshell

Nutshell reports that small business sales teams can enhance decision-making by effectively utilizing CRM reporting tools. 

As 1099 work grows, millions of Americans face a different tax system

As 1099 work grows, millions of Americans face a different tax system

  • Gary Milkwick for 1-800Accountant

1-800Accountant reports that as 1099 work increases, millions of Americans face new tax rules, including a raised reporting threshold for businesses.

The customer who never complains is costing you more than the one who does

The customer who never complains is costing you more than the one who does

  • Todd Greenbaum for ShipStation

ShipStation reports that silent customers who don't complain can cost businesses more than those who voice their issues, leading to unnoticed churn and lost revenue.

Wildfires could displace you for months. Is your insurance ready?

Wildfires could displace you for months. Is your insurance ready?

  • Erik J. Martin for TheZebra.com

TheZebra.com reports that homeowners need to ensure their insurance covers rebuilding costs and additional living expenses due to wildfires.

First-time homebuyers are 'optimistic,' open to new paths to homeownership

First-time homebuyers are 'optimistic,' open to new paths to homeownership

    TD reports that first-time homebuyers remain optimistic despite affordability challenges, exploring alternative financing and financial planning strategies.

    Locked out: How the housing affordability crisis is reshaping life plans

    Locked out: How the housing affordability crisis is reshaping life plans

      Independent Lending reports on the latest trends in link building, emphasizing quality over quantity and the importance of strategic partnerships for SEO success.

      How can you recover financially after a summer of spending?

      How can you recover financially after a summer of spending?

        Current reports on recovering financially after summer spending with five actions: cancel unused subscriptions, boost savings rates, trim budgets, increase 401(k) contributions, and max out Roth IRA contributions.

        Jill On Money: Are recent grads worse off today?

        Jill On Money: Are recent grads worse off today?

          I was recently with a college friend (“Alex”) who pronounced that this generation of young college graduates has a problem: They are not willing to sacrifice in order to plow ahead amid a challenging economic environment.

          States that Vaccinate the Most (2026)

            Vaccinations are some of the most valuable contributions to modern medicine. They have drastically reduced the prevalence of

            certain diseases

            , including polio, tetanus, measles and chickenpox. One disease, smallpox, has even been

            eradicated completely

            , with no natural cases since 1977. Most recently, we developed vaccines for COVID-19, which drastically cut down cases and deaths, allowing the country to get back to normal.

            Happiest States in America (2026)

              Happiness comes from a combination of internal and external factors. We can influence it somewhat by approaching situations positively or choosing to spend time with people we love, doing activities we enjoy. However, other things out of our control, like the cost-of-living crisis or ongoing economic uncertainty, can also take a toll, with only

              44%

              of Americans saying they are “very satisfied” with their lives.

              Report: Alabama Is the Sixth-Least Happy State

                Alabama is the sixth-least happy state, according to a new WalletHub study comparing the 50 states across 30 key metrics. The analysis considered factors ranging from the depression rate and the share of adults feeling productive to income growth and the unemployment rate.

                Local News

                Is Iowa losing its religion? Church closures mount in rural communities

                Is Iowa losing its religion? Church closures mount in rural communities

                Crawford County saw a 27.4% reduction in church membership after a decade, according to religion census data compiled by the Des Moines Register.

                One person dead, two injured in Boone County crash on Sunday

                One person dead, two injured in Boone County crash on Sunday

                BOONE — A Boone man is dead in a Sunday crash that also injured two children in Boone County.

                Photos: Guns in Northeast Iowa crime cases

                Photos: Guns in Northeast Iowa crime cases

                We've compiled pictures of different weapons that have come up during criminal investigations in Northeast Iowa in recent years.

                Rachel Van Gorp playing volleyball with her mom Janice

                Rachel Van Gorp playing volleyball with her mom Janice

                Rachel Van Gorp playing volleyball with her mom Janice.

                State & Regional

                Boys golf: Ottumwa finishes third in home invite

                OTTUMWA — If Tuesday was any indication, the Ottumwa High School boys golf team is ready to make a second-half surge this season. The Bulldogs posted their best 18-hole score of the season, finishing third in their home tournament. Ottumwa returned from a 12-day midseason break, finishing with a team score of 316 beating Muscatine by four strokes and Iowa Alliance Conference south division ...

                Girls tennis: Bulldogs net Senior Night win over Albia

                OTTUMWA — It was another night to celebrate another unique class of seniors on the Ottumwa High School girls tennis team. It's the kind of night that Albia head coach Savannah Wallace hopes the Lady Dees can have some day. The Bulldogs honored 10 seniors among the 24 members of the team prior to Tuesday's home dual against Albia. Ottumwa secured a program record for dual wins in a season, ...

                Gazette high school football poll 2026: Who the ranked teams play in Week 3

                Who the ranked teams from The Gazette’s preseason football poll play in Week 3: Class 5A No. 1 West Des Moines Dowling (2-0) hosts No. 6 Dallas Center-Grimes (2-0). No. 2 Southeast Polk (2-0) hosts Norwalk (1-1) No. 3 Ankeny (2-0) is at Des Moines Roosevelt (2-0). No. 4 Johnston (1-1) hosts Ames (1-1). No. 5 Cedar Rapids Prairie (2-0) is at Bettendorf (1-1). No. 6 Dallas Center-Grimes (2-0) is ...

                The Gazette’s area volleyball Super Ten & standings (Sept. 9, 2026)

                Area softball Super Ten and standings through matches played Tuesday, Sept. 8, 2026. 1. Iowa City West Record: 5-2. MVC Valley: 2-0. Streak: Lost 1. Previous: 1st. 2. Solon Record: 13-1. Wamac East: 1-0. Streak: Won 7. Previous: 6th. 3. Iowa City Liberty Record: 10-3. MVC Mississippi: 3-0. Streak: Won 1. Previous: 4th. 4. Union Community Record: 12-1. NICL East: 1-0. Streak: Lost 1. Previous: ...

                Nation & World

                US power use to beat record highs in 2026 and 2027 as AI use surges, EIA says

                US power use to beat record highs in 2026 and 2027 as AI use surges, EIA says

                Demand is surging in large part due to data centers dedicated to AI and cryptocurrency, and as homes and businesses use more electricity and less fossil fuels.

                Iran and US hit tankers in biggest wave of attacks on shipping since war began

                Iran and US hit tankers in biggest wave of attacks on shipping since war began

                Iran said Wednesday it attacked 10 ships after the U.S. sank five Iranian oil tankers, in the biggest declared wave of attacks on shipping since the start of the war.

                Trump gave $45,000 gifts to Natalie Harp, others, from his own pocket

                Trump gave $45,000 gifts to Natalie Harp, others, from his own pocket

                Trump gave his executive assistant Natalie Harp and two others $45,000 cash gifts for the holidays, effectively bumping up their salaries to the top of the White House pay scale.

                Battery fires have been on the rise: Here's how to prevent them

                Battery fires have been on the rise: Here's how to prevent them

                WM reports battery fires are rising, so proper disposal is crucial.

                Recommended For You

                Denison woman dies, Lincoln driver seriously injured in western Iowa crash

                Denison woman dies, Lincoln driver seriously injured in western Iowa crash

                Trump gave $45,000 gifts to Natalie Harp, others, from his own pocket

                Trump gave $45,000 gifts to Natalie Harp, others, from his own pocket

                Is Iowa losing its religion? Church closures mount in rural communities

                Is Iowa losing its religion? Church closures mount in rural communities

                Shopping

                Hank Brown | Iowa Football | April 16

                Hank Brown | Iowa Football | April 16

                Hank Brown | Iowa Football | April 16

                Cam Buffington | Iowa Football | March 31

                Cam Buffington | Iowa Football | March 31

                Cam Buffington | Iowa Football | March 31 (UI Athletics)

                8 best CBD gummies for relaxation and wellness

                8 best CBD gummies for relaxation and wellness

                Affiliate. Take a closer look at some of the top CBD gummy options on the market.

                Survey: Impulse Buys May Be Ruining Some Americans’ Finances

                Survey: Impulse Buys May Be Ruining Some Americans’ Finances

                Long gone are the days where impulse buying meant grabbing an unplanned candy bar or magazine in the checkout line. Now, social media makes it quick and easy for us to purchase just about anything with the click of a button, whether or not it’s in the budget. And for some Americans, it’s hurting them...

                Partner

                Cold and flu: How long am I contagious?

                Cold and flu: How long am I contagious?

                Get Healthy. If a cold or the flu hits your household, it’s best to stay away from other people while you rest and recover, but just how long does it take until you’re out of the danger zone?

                Take back your back! 5 moves for a divine spine

                Take back your back! 5 moves for a divine spine

                Get Healthy. If your back hurts on the regular, you’re not alone. Here are five ways to take back your back.

                Is gluten-free right for me?

                Is gluten-free right for me?

                Get Healthy. Here’s how to figure out if going gluten-free is a good idea.

                Shinrin-yoku: Recharge your spirit with the Japanese art of forest bathing

                Shinrin-yoku: Recharge your spirit with the Japanese art of forest bathing

                Get Healthy. If you’re feeling mentally or emotionally worn down, a forest bath may be just the ticket to clear and cleanse your mind and spirit. Here are a few tips on how to make the most of the experience.

                Crime

                Kadin Hoger grilling at the encampment on Williamson and South Baldwin streets

                Kadin Hoger grilling at the encampment on Williamson and South Baldwin streets

                Kadin Hoger was grilling at the encampment on Williamson and South Baldwin streets from 2 p.m. Friday until 2 a.m. Saturday.

                People gather at the site where Corey Ruiz was fatally shot by a police officer

                People gather at the site where Corey Ruiz was fatally shot by a police officer

                People gather at Williamson and South Baldwin Streets where Corey Ruiz was fatally shot by a police officer on Wednesday afternoon in Madison.

                Williamson Street memorial site holds strong on day 3

                Williamson Street memorial site holds strong on day 3

                The memorial for Corey Ruiz has been in place on Williamson Street since Wednesday, when Ruiz was shot dead by police there. It was still holding strong Saturday, with no sign of police or other means of removal. Protesters said they plan on staying as long as they can.

                Owner of Dow City bar sentenced to up to 10 years for sexual abuse

                Owner of Dow City bar sentenced to up to 10 years for sexual abuse

                The owner of a Dow City bar will spend up to a decade in prison for sexually abusing an employee.

                Politics

                Political Soapbox to host 21 candidates at 2026 Iowa State Fair

                Political Soapbox to host 21 candidates at 2026 Iowa State Fair

                So far, 21 candidates have secured their slot to talk at The Des Moines Register Political Soapbox at the Iowa State Fair. 

                New White House Rose Garden statue created by Trump sculptor

                New White House Rose Garden statue created by Trump sculptor

                Trump’s remaking of the Rose Garden continues with sculptures lining one side of the paved-over garden, facing the Oval Office.

                Video: Candidate Rob Sand on red versus blue

                Video: Candidate Rob Sand on red versus blue

                Rob Sand, Iowa Democratic candidate for governor, talks about Iowa's tradition of electing a balanced slate of politicians regardless of party affiliation.

                Video: Candidate Rob Sand leads singing of "America the Beautiful"

                Video: Candidate Rob Sand leads singing of "America the Beautiful"

                Rob Sand, Iowa Democratic candidate for governor, leads attendees in singing "American the Beautiful" during a campaign event in Sioux City Thursday. Singing the song has become a signature element of his events.

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