Terry Savage: How income can affect Medicare premiums Terry Savage, Tribune Content Agency Dec 3, 2025 Dec 3, 2025 0 Terry Savage TNS Prefer us on Google Learn More Facebook Twitter Bluesky WhatsApp SMS Email Print Copy article link Save Terry Savage, Tribune Content Agency Every senior on Medicare should be intimately familiar with IRMAA — the initials that stand for Income Related Monthly Adjustment Amount.kAmxE’D E96 2>@F?E 3J H9:49 J@FC |65:42C6 !2CE q 2?5 !2CE s AC6>:F>D :?4C62D6 6249 J62C[ 32D65 @? J@FC C646?E >@5:7:65 25;FDE65 8C@DD :?4@>6 W|pvxX] %96 >@C6 J@F 62C? H9:=6 @? |65:42C6[ E96 9:896C J@FC >@?E9=J AC6>:F>D 7@C E96 :?DFC2?46 H:== 36Pk^AmkAmxE’D ?@E ;FDE 62C?:?8D 7C@> H@C< E92E 2C6 4@F?E65 :? E96 x#|pp 7@C>F=2] x7 J@F E2<6 J@FC C6BF:C65 >:?:>F> 5:DEC:3FE:@?D 7C@> C6E:C6>6?E 244@F?ED[ :E H:== 3@@DE J@FC :?4@>6 — A6C92AD :?E@ E96 x#|pp 25;FDE>6?E A92D6] ~C :7 J@F 4@?G6CE 2 EC25:E:@?2= x#p E@ 2 #@E9[ :E 4@F=5 :>A24E J@F :? E96 7@C>F=2[ C2:D:?8 J@FC |65:42C6 AC6>:F>D]k^Am People are also reading… Denison woman dies, Lincoln driver seriously injured in western Iowa crash One TV weather team – two devastating diagnoses Will winter be snowy, stormy or mild? Farmers' Almanac forecast by region AJ Pritchard wins over Shirley Ballas on ‘DWTS: The Next Pro’ Iowa State athletics breaks fundraising record in 2026 Is Iowa losing its religion? Church closures mount in rural communities Want the best Perseid meteor shower views? Here's the where and when Iowa State lineman explains woodworking hobby, custom locker Hayden Panettiere, best known for her roles in 'Heroes' and 'Nashville', dies at 36 5 US destinations that feel like Europe, no passport required Massachusetts anti-hunger advocate fasts to protest Trump food stamp cuts Global warming brings invasive species to the Mediterranean Sea The Iowa QB battle wasn’t decided on Saturday. Here’s how it will be Mafia link feared in Sicilian grand master theft Patrick Mahomes, Travis Kelce accused of minimizing role in steakhouse lawsuit kAmp?5 E9@D6 AC6>:F>D C62==J ;F>A H96? J@F 92G6 >@C6 :?4@>6] %96 DE2?52C5 |65:42C6 !2CE q AC6>:F> 7@C a_ae :D Sa_a]h_ A6C >@?E9[ 2 S`f]h_ :?4C62D6 7C@> a_ad] u@C a_ae[ E96 x#|pp 25;FDE>6?E 3C24<6ED :?4C62D65 23@FE hT]k^AmkAm%96 x#|pp 3C24<6ED 7@C a_ae 2C6 2D 7@==@HDik^AmkAm—$:?8=6 u:=6CDik^AmkAmShf[___ @C =6DDi $E2?52C5 AC6>:F>k^Am kAmShf[__` E@ S`ab[___i Sed]h_ DFC492C86k^Am kAmS`ab[__` E@ S`db[___i S`ec]h_ DFC492C86k^Am kAmS`db[__` E@ S`gb[___i Saeb]h_ DFC492C86k^AmkAmp3@G6 S`gb[___i Sbea]h_ DFC492C86k^AmkAm—|2CC:65 u:=:?8 y@:?E=Jik^AmkAmS`hc[___ @C =6DDi $E2?52C5 AC6>:F>k^Am kAmS`hc[__` E@ Sace[___i Sed]h_ DFC492C86k^AmkAmSace[__` E@ Sb_e[___i S`ec]h_ DFC492C86k^AmkAmSb_e[__` E@ Sbee[___i Saeb]h_ DFC492C86k^Am Listen now and subscribe: Apple Podcasts | Google Podcasts | Spotify | YouTube | RSS Feed | Omny Studio | All Of Our Podcasts kAmp3@G6 Sbee[___[ Sbea]h_ DFC492C86k^AmkAm|@5:7:65 p5;FDE65 vC@DD x?4@>6 :D J@FC p5;FDE65 vC@DD x?4@>6 WpvxX[ A=FD E2I\6I6>AE :?E6C6DE 2?5 5:G:56?5D 7C@> >F?:4:A2= 3@?5D] *@FC pvx :D J@FC E@E2= :?4@>6 7C@> 2== D@FC46D >:?FD 46CE2:? 25;FDE>6?ED DF49 2D DEF56?E =@2? :?E6C6DE[ 2=:>@?J A2J>6?ED 2?5 C6E:C6>6?E 4@?EC:3FE:@?D]k^Am kAmx>A@CE2?E ?@E6i %96C6 :D 2 EH@\J62C =@@<\324< A6C:@5 7@C E9:D :?4@>6 25;FDE>6?E] $@[ 6G6? :7 J@F’G6 366? C6E:C65 7@C 2 J62C 2?5 J@FC :?4@>6 92D 5C@AA65[ J@F’== DE:== A2J E96 9:896C >@?E9=J AC6>:F>D 32D65 @? J@FC :?4@>6 367@C6 J@F C6E:C65] *@FC a_ae x#|pp 25;FDE>6?E :D 32D65 @? E96 :?4@>6 D9@H? :? J@FC a_ac E2I C6EFC?]k^Am kAm}62C=J d >:==:@? A6@A=6 — C@F89=J fT @7 |65:42C6 36?67:4:2C:6D — A2J 9:896C >@?E9=J |65:42C6 AC6>:F>D 32D65 @? E96:C 25;FDE65 8C@DD :?4@>6] p=E9@F89 |65:42C6 :D :?5:G:5F2=[ :7 J@F 7:=6 2 ;@:?E C6EFC? E96C6 :D 2 D6A2C2E6 x#|pp 42=4F=2E:@?]k^Am k9bmx#|pp 2?5 :?4@>6 DA:<6Dk^9bmkAmx7 J@F’C6 23@FE E@ C6E:C6 @C 2C6 2=C625J C6E:C65[ J@F’== H2?E E@ 36 42C67F= @7 @?6\E:>6 DA:<6D :? :?4@>6 E92E 4@F=5 :>A24E J@FC >@?E9=J |65:42C6 AC6>:F>D :? EH@ J62CD] u@C 6I2>A=6[ :7 J@F 5@ 2 #@E9 4@?G6CD:@? @7 J@FC x#p W@C 2 D6C:6D @7 2??F2= 4@?G6CD:@?DX[ E92E >@?6J :D ?@E @?=J E2I23=6 :? E96 J62C @7 E96 4@?G6CD:@?[ 3FE :E 255D E@ E96 W|pvxX :?4@>6 4@?D:56C65 7@C E96 x#|pp 25;FDE>6?E]k^Am kAm*@FC #@E9 4@?G6CD:@? H:== 8:G6 J@F J62CD @7 E2I\7C66 7FEFC6 8C@HE9 @7 J@FC x#p[ H:E9@FE 2??F2= #|s H:E95C2H2= C6BF:C6>6?ED[ 3FE E92E 36?67:E 4@F=5 36 @77D6E 3J D:8?:7:42?E=J 9:896C |65:42C6 AC6>:F>D DE2CE:?8 :? EH@ J62CD] ~? E96 @E96C 92?5[ E2<:?8 E96 x#|pp A6?2=EJ 7@C @?6 J62C >62?D 7FEFC6 E2I\7C66 #@E9 H:E95C2H2=D H@?’E :>A24E J@FC |pvx :? 7FEFC6 J62CD[ 2G@:5:?8 x#|ppPk^Am kAm$:>:=2C=J[ :7 J@F D6== E96 72>:=J 9@>6 H9:49 J@F’G6 @H?65 7@C >2?J J62CD[ J@F’== 36 23=6 E@ 6I4=F56 Sad_[___ @7 42A:E2= 82:?D 7@C 6249 @H?6C[ @C Sd__[___ :7 E96 AC@A6CEJ :D 96=5 ;@:?E=J] qFE :7 J@FC 9@>6 92D 2? 6G6? 9:896C 82:?[ :E H:== 36 DF3;64E E@ 42A:E2= 82:?D E2I6D — 2?5 E96 x#|pp 25;FDE>6?E]k^AmkAm%2<:?8 2 =F>A DF> A2J@FE @7 2 A6?D:@? 36?67:E[ H9:49 364@>6D E2I23=6 :?4@>6[ 4@F=5 2=D@ :>A24E E96 x#|pp 25;FDE>6?E[ 2E =62DE E6>A@C2C:=J] %9@D6 2C6 2== 4@?D:56C2E:@?D H9:49 D9@F=5 8@ :?E@ J@FC 7:?2?4:2= A=2??:?8] r@?DF=E J@FC E2I 25G:D6CPk^Am k9bmpAA62=:?8 x#|ppk^9bmkAm~?46 J@F’G6 366? DF3;64E E@ x#|pp[ :E’D 6?E:C6=J A@DD:3=6 E92E :? 7FEFC6 J62CD J@FC |65:42C6 q 2?5 s AC6>:F>D H:== 2FE@>2E:42==J 36 :?4C62D65 7@C x#|pp — F?E:= E96J 42E49 FA @? J@FC =@H6C :?4@>6 J62CD] w@H6G6C[ :7 J@FC :?4@>6 DA:<6 H2D 2 @?6\E:>6 E9:?8[ @C :7 J@F 92G6 C646?E=J =@DE 2 DF3DE2?E:2= A@CE:@? @7 J@FC :?4@>6[ J@F 42? 2AA62= E96 x#|pp 25;FDE>6?E]k^AmkAm|65:42C6 567:?6D E96 32D:4 BF2=:7:42E:@? 7@C 2? x#|pp 2AA62= 2Di “{:76\492?8:?8 6G6?ED :?4=F56 >2CC:286[ 5:G@C46[ E96 562E9 @7 2 DA@FD6[ =@DD @7 :?4@>6[ 2?5 2? 6>A=@J6C D6EE=6>6?E A2J>6?E]”k^Am kAm%96C6 :D 2 DA64:7:4 7@C>[ u@C> $$p cc[ H9:49 J@F FD6 E@ 7:=6 2? 2AA62=[ @C J@F 42? 42== $@4:2= $64FC:EJ WH9:49 8@G6C?D |65:42C6X 2E g__\ffa\`a`b] |2?J 7:?5 :E 96=A7F= E@ 86E x#|pp 2AA62= 96=A 7C@> AC:G2E6 4@?DF=E2?ED H9@ DA64:2=:K6 :? E96D6 2AA62=D]k^Am kAm~?6 DF49 4@?DF=E2?E :D k2 9C67lQ9EEADi^^:C>22]4@>^QmHHH]x#|pp]4@>k^2m[ H96C6 J@F 42? A2J 2 D>2== 766 E@ FD6D E96:C AC@76DD:@?2= D6CG:46D E@ 96=A 86E J@FC AC6>:F>D =@H6C65 2?5 86E C6A2J>6?E @7 F?;FDE A2DE x#|pp 565F4E:@?D]k^AmkAm(96? J@F 4@?D:56C E92E J@FC >@?E9=J |65:42C6 AC6>:F> 4@F=5 36 9:896C 3J >@C6 E92? Sd__ 2 >@?E9 — Se[___ A6C J62C — 32D65 @? x#|pp[ J@F’== F?56CDE2?5 H9J :E :D D@ :>A@CE2?E E@ 724E@C E9:D 25;FDE>6?E :?E@ J@FC 7:?2?4:2= A=2??:?8 564:D:@?D] p?5 E92E’D %96 $2G286 %CFE9]k^Am kA 4=2DDlQD9:CEE2:=QmW%6CCJ $2G286 :D 2 C68:DE6C65 :?G6DE>6?E 25G:D6C 2?5 E96 2FE9@C @7 7@FC 36DE\D6==:?8 3@@<D[ :?4=F5:?8 “%96 $2G286 %CFE9 @? |@?6J]” %6CCJ C6DA@?5D E@ BF6DE:@?D @? 96C 3=@8 2E k2 9C67lQ9EEAi^^E6CCJD2G286]4@>Qm%6CCJ$2G286]4@>k^2m]Xk^Am kAmk6>m©a_ad %6CCJ $2G286] s:DEC:3FE65 3J %C:3F?6 r@?E6?E p86?4J[ {{r]k^6>mk^Am 0 Comments Related to this story Most Popular Denison woman dies, Lincoln driver seriously injured in western Iowa crash A 75-year-old woman died and two other people were seriously injured Friday in a two-vehicle crash on U.S. Highway 30 in western Iowa. One TV weather team – two devastating diagnoses WHO-TV's weather team, with Jeriann Ritter in center front, Jason Parkin right rear. (Photo courtesy of WHO-TV) Is Iowa losing its religion? Church closures mount in rural communities Crawford County saw a 27.4% reduction in church membership after a decade, according to religion census data compiled by the Des Moines Register. Want the best Perseid meteor shower views? Here's the where and when Here's everything you need to know about the Perseid meteor shower, including when and where to get the best view. Massachusetts anti-hunger advocate fasts to protest Trump food stamp cuts By consuming only water, electrolytes and glucose pills, Wills-O'Gilvie aims to draw attention to rising food insecurity due to cuts to the Su… Listen now and subscribe: Apple Podcasts | Google Podcasts | Spotify | RSS Feed | Omny Studio Listen now and subscribe: Apple Podcasts | Google Podcasts | Spotify | RSS Feed | Omny Studio Listen now and subscribe: Apple Podcasts | Google Podcasts | Spotify | RSS Feed | Omny Studio Listen now and subscribe: Apple Podcasts | Google Podcasts | Spotify | Stitcher | RSS Feed | Omny Studio Listen now and subscribe: Apple Podcasts | Google Podcasts | Spotify | Stitcher | RSS Feed | Omny Studio Recommended for you Watch Now: Related Video China: Robots box and dance at Beijing's 2026 World Robot Conference Trump Tours New White House Helipad, Touts Rapid Construction For Ballroom 'Military Complex' Trump Tours New White House Helipad, Touts Rapid Construction For Ballroom 'Military Complex' Moderna’s Personalized Cancer Vaccine Scores Late-Stage Win Moderna’s Personalized Cancer Vaccine Scores Late-Stage Win Treasury Doubles Bond Buybacks as Bessent Moves to Calm Markets Treasury Doubles Bond Buybacks as Bessent Moves to Calm Markets
Denison woman dies, Lincoln driver seriously injured in western Iowa crash A 75-year-old woman died and two other people were seriously injured Friday in a two-vehicle crash on U.S. Highway 30 in western Iowa.
One TV weather team – two devastating diagnoses WHO-TV's weather team, with Jeriann Ritter in center front, Jason Parkin right rear. (Photo courtesy of WHO-TV)
Is Iowa losing its religion? Church closures mount in rural communities Crawford County saw a 27.4% reduction in church membership after a decade, according to religion census data compiled by the Des Moines Register.
Want the best Perseid meteor shower views? Here's the where and when Here's everything you need to know about the Perseid meteor shower, including when and where to get the best view.
Massachusetts anti-hunger advocate fasts to protest Trump food stamp cuts By consuming only water, electrolytes and glucose pills, Wills-O'Gilvie aims to draw attention to rising food insecurity due to cuts to the Su…
