Where in the US retirees are moving in 2025

k9bmkDEC@?8m(96C6 :? E96 &$ C6E:C66D 2C6 >@G:?8 :? a_adk^DEC@?8mk^9bm

kAm}62C=J @?6 >:==:@? A6@A=6 286D e_ 2?5 @G6C :? E96 &]$] 4C@DD65 DE2E6 =:?6D E@ >2<6 2 ?6H 9@>6 :? a_ab[ 244@C5:?8 E@ E96 =2E6DE 52E2 7C@> E96 r6?DFD qFC62F] (:E9 2 =@H6C C:D< E@=6C2?46 7@C >2C<6E 7=F4EF2E:@?D[ C6E:C66D >2J D66< @E96C H2JD E@ >2I:>:K6 E96:C :?4@>6 2?5 >2<6 E96 >@DE @FE @7 =:76[ :?4=F5:?8 >@G:?8 E@ A=246D E92E 36EE6C DF:E E96:C 3F586E[ E2I[ 2?5 =:76DEJ=6 ?665D] x? 255:E:@? E@ D66<:?8 7F=7:==:?8 2?5 7:?2?4:2==J D64FC6 C6E:C6>6?ED[ H:56C EC6?5D :? >:8C2E:@? 2>@?8 E9:D 56>@8C2A9:4 92G6 A@E6?E:2= :>A=:42E:@?D 7@C E96 =@42= E2I 32D6[ 9@FD:?8 >2C<6E[ 2?5 3FD:?6DD 6?G:C@?>6?E]k^Am

kAm(:E9 E9:D :? >:?5[ k2 9C67lQ9EEADi^^D>2CE2DD6E]4@>^Qm$>2CEpDD6Ek^2m C2?<65 `ec @7 E96 =2C86DE &]$] 4:E:6D 2?5 2== d_ DE2E6D 32D65 @? E96 ?6E ?F>36C @7 C6E:C66D — 2DDF>65 E@ 36 A6@A=6 286D e_ 2?5 @G6C — >@G:?8 :?]k^Am

k9bmz6J u:?5:?8Dk^9bm

kF=mk=:mkDEC@?8m$@FE9H6DE6C? 4:E:6D 2C6 E96 >@DE A@AF=2C 56DE:?2E:@?D 7@C C6E:C66D]k^DEC@?8m |6D2[ p+ 82:?65 E96 >@DE C6E:C66D DEF5JH:56 H:E9 2 ?6E 82:? @7 a[_cc] x? }6G252[ }@CE9 {2D '682D WZ`[ca_Xj !2C25:D6 WZ`[c`eXj $AC:?8 '2==6J WZ`[b`aXj w6?56CD@? WZ`[`hcX 2=D@ >256 E96 E@A `_ 4:E:6D C6E:C66D 2C6 7=@4<:?8 E@[ 2=@?8 H:E9 $4@EED52=6[ p+ WZh_cX]k^=:mk=:mkDEC@?8ms6DA:E6 2 AC676C6?46 7@C $@FE9H6DE6C? 4:E:6D[ u=@C:52 2?5 }@CE9 r2C@=:?2 2C6 E96 >@DE A@AF=2C DE2E6D 7@C C6E:C66D]k^DEC@?8m u=@C:52 82:?65 E96 >@DE C6E:C66D @G6C @?6 J62C 2E 2 ?6E @7 Zcc[d_c] }@CE9 r2C@=:?2 C2?<65 D64@?5 2E E96 DE2E6 =6G6= H:E9 2 ?6E 82:? @7 a_[beh] pC:K@?2 H2D ?64< 2?5 ?64< H:E9 }@CE9 r2C@=:?2 2E Za_[a_b]k^=:mk=:mkDEC@?8m#6E:C66D 2C6 DE66C:?8 4=62C @7 }6H *@C< r:EJ]k^DEC@?8m x? ;FDE @?6 J62C[ 2 ?6E `f[_gc C6E:C66D >@G65 @FE @7 %96 q:8 pAA=6[ 27E6C ab[gfc :?5:G:5F2=D 2865 e_ 2?5 @G6C >@G65 @FE 4@>A2C65 E@ @?=J e[fh_ >@G:?8 :?] #6=2E:G6 E@ A@AF=2E:@? D:K6[ p?? pC3@C[ |x W\gghX :D =@D:?8 C6E:C66D 2E E96 72DE6DE C2E6]k^=:mk=:mkDEC@?8mpE E96 DE2E6 =6G6=[ r2=:7@C?:2 =@DE E96 >@DE C6E:C66D]k^DEC@?8m p ?6E @7 de[gdg A6@A=6 2865 e_ 2?5 @G6C =67E r2=:7@C?:2 :? a_ab] x? A2CE:4F=2C[ {@D p?86=6D W\b[`gfX 2?5 $2? s:68@ W\a[e_cX 925 =2C86 ?6E =@DD6D[ D64@?5 2?5 E9:C5 @?=J E@ }6H *@C< r:EJ]k^=:mk^F=m

k7:8FC6mk:>8 DC4lQ9EEADi^^:>286D]DE24<6C]4@>^H^`ag_^:>286D^DE@C:6D^a_ad^_f^`c^D>2CE2DD6E\H96C6\:?\E96\FD\C6E:C66D\2C6\>@G:?8\:?\a_ad\`]A?8Q 2=ElQ%23=6 C2?<:?8 E96 E@A 4:E:6D H96C6 C6E:C66D 2C6 >@G:?8]Q DEJ=6lQH:5E9i `__TQ ^mk7:842AE:@?m$>2CEpDD6Ek^7:842AE:@?mk^7:8FC6m

k9bmk3C ^mr:E:6D (96C6 #6E:C66D pC6 |@G:?8k^9bm

kAmr:E:6D 2C6 C2?<65 32D65 @? E96 ?6E >:8C2E:@? @7 A6@A=6 2865 e_ 2?5 @G6C :? a_ab]k^Am

kAmkDEC@?8m`] |6D2[ pC:K@?2k^DEC@?8mk^Am

kF=mk=:m}6E >:8C2E:@?i a[_cck^=:mk=:m#6E:C66D H9@ >@G65 :?i c[hc`k^=:mk=:m#6E:C66D H9@ >@G65 @FEi a[ghfk^=:mk=:m%@E2= A@AF=2E:@?[ 2== 286Di d``[eack^=:mk=:m%@E2= A@AF=2E:@? 2865 e_Zi `b`[deak^=:mk^F=m

k@= DE2CElQaQmk=:mkDEC@?8m}@CE9 {2D '682D[ }6G252k^DEC@?8mk^=:mk^@=m

kF=mk=:m}6E >:8C2E:@?i `[ca_k^=:mk=:m#6E:C66D H9@ >@G65 :?i a[ccbk^=:mk=:m#6E:C66D H9@ >@G65 @FEi `[_abk^=:mk=:m%@E2= A@AF=2E:@?[ 2== 286Di agc[ffak^=:mk=:m%@E2= A@AF=2E:@? 2865 e_Zi da[_gak^=:mk^F=m

k@= DE2CElQbQmk=:mkDEC@?8m!2C25:D6[ }6G252k^DEC@?8mk^=:mk^@=m

kF=mk=:m}6E >:8C2E:@?i `[c`ek^=:mk=:m#6E:C66D H9@ >@G65 :?i a[_dck^=:mk=:m#6E:C66D H9@ >@G65 @FEi ebgk^=:mk=:m%@E2= A@AF=2E:@?[ 2== 286Di `ff[c`bk^=:mk=:m%@E2= A@AF=2E:@? 2865 e_Zi bf[gchk^=:mk^F=m

k@= DE2CElQcQmk=:mkDEC@?8m~<=29@>2 r:EJ[ ~<=29@>2k^DEC@?8mk^=:mk^@=m

kF=mk=:m}6E >:8C2E:@?i `[b`ck^=:mk=:m#6E:C66D H9@ >@G65 :?i a[dhhk^=:mk=:m#6E:C66D H9@ >@G65 @FEi `[agdk^=:mk=:m%@E2= A@AF=2E:@?[ 2== 286Di f_a[edck^=:mk=:m%@E2= A@AF=2E:@? 2865 e_Zi `ba[b`gk^=:mk^F=m

k@= DE2CElQdQmk=:mkDEC@?8m$AC:?8 '2==6J[ }6G252k^DEC@?8mk^=:mk^@=m

kF=mk=:m}6E >:8C2E:@?i `[b`ak^=:mk=:m#6E:C66D H9@ >@G65 :?i `[ca`k^=:mk=:m#6E:C66D H9@ >@G65 @FEi `_hk^=:mk=:m%@E2= A@AF=2E:@?[ 2== 286Di `hg[baek^=:mk=:m%@E2= A@AF=2E:@? 2865 e_Zi cf[fdck^=:mk^F=m

k@= DE2CElQeQmk=:mkDEC@?8mw6?56CD@?[ }6G252k^DEC@?8mk^=:mk^@=m

kF=mk=:m}6E >:8C2E:@?i `[`hck^=:mk=:m#6E:C66D H9@ >@G65 :?i b[dfgk^=:mk=:m#6E:C66D H9@ >@G65 @FEi a[bgck^=:mk=:m%@E2= A@AF=2E:@?[ 2== 286Di bbf[ag_k^=:mk=:m%@E2= A@AF=2E:@? 2865 e_Zi h_[feck^=:mk^F=m

k@= DE2CElQfQmk=:mkDEC@?8msFC92>[ }@CE9 r2C@=:?2k^DEC@?8mk^=:mk^@=m

kF=mk=:m}6E >:8C2E:@?i `[``fk^=:mk=:m#6E:C66D H9@ >@G65 :?i `[c_ek^=:mk=:m#6E:C66D H9@ >@G65 @FEi aghk^=:mk=:m%@E2= A@AF=2E:@?[ 2== 286Di ahd[gcdk^=:mk=:m%@E2= A@AF=2E:@? 2865 e_Zi dd[h_ck^=:mk^F=m

k@= DE2CElQgQmk=:mkDEC@?8m|:??62A@=:D[ |:??6D@E2k^DEC@?8mk^=:mk^@=m

kF=mk=:m}6E >:8C2E:@?i `[_dck^=:mk=:m#6E:C66D H9@ >@G65 :?i a[`ebk^=:mk=:m#6E:C66D H9@ >@G65 @FEi `[`_hk^=:mk=:m%@E2= A@AF=2E:@?[ 2== 286Di cad[`cak^=:mk=:m%@E2= A@AF=2E:@? 2865 e_Zi f_[`d`k^=:mk^F=m

k@= DE2CElQhQmk=:mkDEC@?8m$E] !6E6CD3FC8[ u=@C:52k^DEC@?8mk^=:mk^@=m

kF=mk=:m}6E >:8C2E:@?i hg`k^=:mk=:m#6E:C66D H9@ >@G65 :?i a[ahck^=:mk=:m#6E:C66D H9@ >@G65 @FEi `[b`bk^=:mk=:m%@E2= A@AF=2E:@?[ 2== 286Di aeb[dcek^=:mk=:m%@E2= A@AF=2E:@? 2865 e_Zi fh[fgdk^=:mk^F=m

k@= DE2CElQ`_Qmk=:mkDEC@?8m$4@EED52=6[ pC:K@?2k^DEC@?8mk^=:mk^@=m

kF=mk=:m}6E >:8C2E:@?i h_ck^=:mk=:m#6E:C66D H9@ >@G65 :?i a[d`hk^=:mk=:m#6E:C66D H9@ >@G65 @FEi `[e`dk^=:mk=:m%@E2= A@AF=2E:@?[ 2== 286Di acc[ca`k^=:mk=:m%@E2= A@AF=2E:@? 2865 e_Zi gf[`fhk^=:mk^F=m

k9bm%@A `_ r:E:6D #6E:C66D pC6 |@G:?8 ~FE ~7k^9bm

kAmr:E:6D 2C6 C2?<65 32D65 @? E96 ?6E >:8C2E:@? @7 A6@A=6 2865 e_ 2?5 @G6C :? a_ab]k^Am

k@=mk=:mkDEC@?8m}6H *@C<[ }6H *@C<k^DEC@?8mk^=:mk^@=m

kF=mk=:m}6E >:8C2E:@?i \`f[_gck^=:mk=:m#6E:C66D H9@ >@G65 :?i e[fh_k^=:mk=:m#6E:C66D H9@ >@G65 @FEi ab[gfck^=:mk=:m%@E2= A@AF=2E:@?[ 2== 286Di g[adg[_bdk^=:mk=:m%@E2= A@AF=2E:@? 2865 e_Zi `[hc_[ddek^=:mk^F=m

k@= DE2CElQaQmk=:mkDEC@?8m{@D p?86=6D[ r2=:7@C?:2k^DEC@?8mk^=:mk^@=m

kF=mk=:m}6E >:8C2E:@?i \b[`gfk^=:mk=:m#6E:C66D H9@ >@G65 :?i c[`hek^=:mk=:m#6E:C66D H9@ >@G65 @FEi f[bgbk^=:mk=:m%@E2= A@AF=2E:@?[ 2== 286Di b[ga_[hebk^=:mk=:m%@E2= A@AF=2E:@? 2865 e_Zi feb[be`k^=:mk^F=m

k@= DE2CElQbQmk=:mkDEC@?8m$2? s:68@[ r2=:7@C?:2k^DEC@?8mk^=:mk^@=m

kF=mk=:m}6E >:8C2E:@?i \a[e_ck^=:mk=:m#6E:C66D H9@ >@G65 :?i `[dc`k^=:mk=:m#6E:C66D H9@ >@G65 @FEi c[`cdk^=:mk=:m%@E2= A@AF=2E:@?[ 2== 286Di `[bgg[b`ak^=:mk=:m%@E2= A@AF=2E:@? 2865 e_Zi afb[dg`k^=:mk^F=m

k@= DE2CElQcQmk=:mkDEC@?8m(2D9:?8E@?[ s:DEC:4E @7 r@=F>3:2k^DEC@?8mk^=:mk^@=m

kF=mk=:m}6E >:8C2E:@?i \a[cbck^=:mk=:m#6E:C66D H9@ >@G65 :?i a[f`_k^=:mk=:m#6E:C66D H9@ >@G65 @FEi d[`cck^=:mk=:m%@E2= A@AF=2E:@?[ 2== 286Di efg[hfak^=:mk=:m%@E2= A@AF=2E:@? 2865 e_Zi `a_[`ffk^=:mk^F=m

k@= DE2CElQdQmk=:mkDEC@?8ms6?G6C[ r@=@C25@k^DEC@?8mk^=:mk^@=m

kF=mk=:m}6E >:8C2E:@?i \a[agek^=:mk=:m#6E:C66D H9@ >@G65 :?i `[g_`k^=:mk=:m#6E:C66D H9@ >@G65 @FEi c[_gfk^=:mk=:m%@E2= A@AF=2E:@?[ 2== 286Di f`e[dffk^=:mk=:m%@E2= A@AF=2E:@? 2865 e_Zi `ad[efek^=:mk^F=m

k@= DE2CElQeQmk=:mkDEC@?8m~2<=2?5[ r2=:7@C?:2k^DEC@?8mk^=:mk^@=m

kF=mk=:m}6E >:8C2E:@?i \a[_`ek^=:mk=:m#6E:C66D H9@ >@G65 :?i bfhk^=:mk=:m#6E:C66D H9@ >@G65 @FEi a[bhdk^=:mk=:m%@E2= A@AF=2E:@?[ 2== 286Di cbe[d_gk^=:mk=:m%@E2= A@AF=2E:@? 2865 e_Zi gg[_g_k^=:mk^F=m

k@= DE2CElQfQmk=:mkDEC@?8mpC=:?8E@?[ ':C8:?:2k^DEC@?8mk^=:mk^@=m

kF=mk=:m}6E >:8C2E:@?i \`[f_bk^=:mk=:m#6E:C66D H9@ >@G65 :?i ff`k^=:mk=:m#6E:C66D H9@ >@G65 @FEi a[cfck^=:mk=:m%@E2= A@AF=2E:@?[ 2== 286Di abc[`eak^=:mk=:m%@E2= A@AF=2E:@? 2865 e_Zi c_[cbck^=:mk^F=m

k@= DE2CElQgQmk=:mkDEC@?8mr9:428@[ x==:?@:Dk^DEC@?8mk^=:mk^@=m

kF=mk=:m}6E >:8C2E:@?i \`[ehhk^=:mk=:m#6E:C66D H9@ >@G65 :?i b[e`ak^=:mk=:m#6E:C66D H9@ >@G65 @FEi d[b``k^=:mk=:m%@E2= A@AF=2E:@?[ 2== 286Di a[eec[cdck^=:mk=:m%@E2= A@AF=2E:@? 2865 e_Zi dbb[_ahk^=:mk^F=m

k@= DE2CElQhQmk=:mkDEC@?8m$2? y@D6[ r2=:7@C?:2k^DEC@?8mk^=:mk^@=m

kF=mk=:m}6E >:8C2E:@?i \`[eegk^=:mk=:m#6E:C66D H9@ >@G65 :?i edek^=:mk=:m#6E:C66D H9@ >@G65 @FEi a[back^=:mk=:m%@E2= A@AF=2E:@?[ 2== 286Di heh[e`dk^=:mk=:m%@E2= A@AF=2E:@? 2865 e_Zi a__[egck^=:mk^F=m

k@= DE2CElQ`_Qmk=:mkDEC@?8mp?49@C286[ p=2D<2k^DEC@?8mk^=:mk^@=m

kF=mk=:m}6E >:8C2E:@?i \`[c`bk^=:mk=:m#6E:C66D H9@ >@G65 :?i bddk^=:mk=:m#6E:C66D H9@ >@G65 @FEi `[fegk^=:mk=:m%@E2= A@AF=2E:@?[ 2== 286Di age[_fdk^=:mk=:m%@E2= A@AF=2E:@? 2865 e_Zi db[hcek^=:mk^F=m

k7:8FC6mk:>8 DC4lQ9EEADi^^:>286D]DE24<6C]4@>^H^`ag_^:>286D^DE@C:6D^a_ad^_f^`c^D>2CE2DD6E\H96C6\:?\E96\FD\C6E:C66D\2C6\>@G:?8\:?\a_ad\a]A?8Q 2=ElQ%23=6 C2?<:?8 E96 E@A DE2E6D H96C6 C6E:C66D 2C6 >@G:?8]Q DEJ=6lQH:5E9i `__TQ ^mk7:842AE:@?m$>2CEpDD6Ek^7:842AE:@?mk^7:8FC6m

k9bmk3C ^mk3C ^m%@A `_ $E2E6D (96C6 #6E:C66D pC6 |@G:?8k^9bm

kAm$E2E6D 2C6 C2?<65 32D65 @? E96 ?6E >:8C2E:@? @7 A6@A=6 2865 e_ 2?5 @G6C :? a_ab]k^Am

k@=mk=:mkDEC@?8mu=@C:52k^DEC@?8mk^=:mk^@=m

kF=mk=:m}6E >:8C2E:@?i cc[d_ck^=:mk=:m#6E:C66D H9@ >@G65 :?i `cb[bfgk^=:mk=:m#6E:C66D H9@ >@G65 @FEi hg[gfck^=:mk=:m%@E2= A@AF=2E:@?[ 2== 286Di aa[e`_[faek^=:mk=:m%@E2= A@AF=2E:@? 2865 e_Zi e[d`d[cdbk^=:mk^F=m

k@= DE2CElQaQmk=:mkDEC@?8m}@CE9 r2C@=:?2k^DEC@?8mk^=:mk^@=m

kF=mk=:m}6E >:8C2E:@?i a_[behk^=:mk=:m#6E:C66D H9@ >@G65 :?i cd[g_bk^=:mk=:m#6E:C66D H9@ >@G65 @FEi ad[cbck^=:mk=:m%@E2= A@AF=2E:@?[ 2== 286Di `_[gbd[ch`k^=:mk=:m%@E2= A@AF=2E:@? 2865 e_Zi a[e`_[caak^=:mk^F=m

k@= DE2CElQbQmk=:mkDEC@?8mpC:K@?2k^DEC@?8mk^=:mk^@=m

kF=mk=:m}6E >:8C2E:@?i a_[a_bk^=:mk=:m#6E:C66D H9@ >@G65 :?i dc[_cdk^=:mk=:m#6E:C66D H9@ >@G65 @FEi bb[gcak^=:mk=:m%@E2= A@AF=2E:@?[ 2== 286Di f[cb`[bcck^=:mk=:m%@E2= A@AF=2E:@? 2865 e_Zi `[h_d[deak^=:mk^F=m

k@= DE2CElQcQmk=:mkDEC@?8m$@FE9 r2C@=:?2k^DEC@?8mk^=:mk^@=m

kF=mk=:m}6E >:8C2E:@?i `c[efek^=:mk=:m#6E:C66D H9@ >@G65 :?i bc[fbgk^=:mk=:m#6E:C66D H9@ >@G65 @FEi a_[_eak^=:mk=:m%@E2= A@AF=2E:@?[ 2== 286Di d[bfb[dddk^=:mk=:m%@E2= A@AF=2E:@? 2865 e_Zi `[c_g[cack^=:mk^F=m

k@= DE2CElQdQmk=:mkDEC@?8mv6@C8:2k^DEC@?8mk^=:mk^@=m

kF=mk=:m}6E >:8C2E:@?i `b[fghk^=:mk=:m#6E:C66D H9@ >@G65 :?i bf[`cdk^=:mk=:m#6E:C66D H9@ >@G65 @FEi ab[bdek^=:mk=:m%@E2= A@AF=2E:@?[ 2== 286Di ``[_ah[aafk^=:mk=:m%@E2= A@AF=2E:@? 2865 e_Zi a[bf_[cddk^=:mk^F=m

k@= DE2CElQeQmk=:mkDEC@?8m%6I2Dk^DEC@?8mk^=:mk^@=m

kF=mk=:m}6E >:8C2E:@?i `_[_d_k^=:mk=:m#6E:C66D H9@ >@G65 :?i e_[acdk^=:mk=:m#6E:C66D H9@ >@G65 @FEi d_[`hdk^=:mk=:m%@E2= A@AF=2E:@?[ 2== 286Di b_[d_b[b_`k^=:mk=:m%@E2= A@AF=2E:@? 2865 e_Zi d[ggh[dgak^=:mk^F=m

k@= DE2CElQfQmk=:mkDEC@?8m}6G252k^DEC@?8mk^=:mk^@=m

kF=mk=:m}6E >:8C2E:@?i d[fgak^=:mk=:m#6E:C66D H9@ >@G65 :?i aa[_bek^=:mk=:m#6E:C66D H9@ >@G65 @FEi `e[adck^=:mk=:m%@E2= A@AF=2E:@?[ 2== 286Di b[`hc[`fek^=:mk=:m%@E2= A@AF=2E:@? 2865 e_Zi fdf[bcgk^=:mk^F=m

k@= DE2CElQgQmk=:mkDEC@?8mx529@k^DEC@?8mk^=:mk^@=m

kF=mk=:m}6E >:8C2E:@?i d[`gak^=:mk=:m#6E:C66D H9@ >@G65 :?i `b[eedk^=:mk=:m#6E:C66D H9@ >@G65 @FEi g[cgbk^=:mk=:m%@E2= A@AF=2E:@?[ 2== 286Di `[hec[faek^=:mk=:m%@E2= A@AF=2E:@? 2865 e_Zi ceb[_gck^=:mk^F=m

k@= DE2CElQhQmk=:mkDEC@?8m~<=29@>2k^DEC@?8mk^=:mk^@=m

kF=mk=:m}6E >:8C2E:@?i c[hc_k^=:mk=:m#6E:C66D H9@ >@G65 :?i `b[_a`k^=:mk=:m#6E:C66D H9@ >@G65 @FEi g[_g`k^=:mk=:m%@E2= A@AF=2E:@?[ 2== 286Di c[_db[gack^=:mk=:m%@E2= A@AF=2E:@? 2865 e_Zi had[efek^=:mk^F=m

k@= DE2CElQ`_Qmk=:mkDEC@?8ms6=2H2C6k^DEC@?8mk^=:mk^@=m

kF=mk=:m}6E >:8C2E:@?i c[d`hk^=:mk=:m#6E:C66D H9@ >@G65 :?i g[f`gk^=:mk=:m#6E:C66D H9@ >@G65 @FEi c[`hhk^=:mk=:m%@E2= A@AF=2E:@?[ 2== 286Di `[_b`[gh_k^=:mk=:m%@E2= A@AF=2E:@? 2865 e_Zi ahe[gg`k^=:mk^F=m

k9bm%@A `_ $E2E6D #6E:C66D pC6 |@G:?8 ~FE @7k^9bm

kAmr:E:6D 2C6 C2?<65 32D65 @? E96 ?6E >:8C2E:@? @7 A6@A=6 2865 e_ 2?5 @G6C :? a_ab]k^Am

k@=mk=:mkDEC@?8mr2=:7@C?:2k^DEC@?8mk^=:mk^@=m

kF=mk=:m}6E >:8C2E:@?i \de[gdgk^=:mk=:m#6E:C66D H9@ >@G65 :?i c_[fchk^=:mk=:m#6E:C66D H9@ >@G65 @FEi hf[e_fk^=:mk=:m%@E2= A@AF=2E:@?[ 2== 286Di bg[hed[`hbk^=:mk=:m%@E2= A@AF=2E:@? 2865 e_Zi g[ed`[bcek^=:mk^F=m

k@= DE2CElQaQmk=:mkDEC@?8m}6H *@C<k^DEC@?8mk^=:mk^@=m

kF=mk=:m}6E >:8C2E:@?i \bh[`abk^=:mk=:m#6E:C66D H9@ >@G65 :?i ae[_hak^=:mk=:m#6E:C66D H9@ >@G65 @FEi ed[a`dk^=:mk=:m%@E2= A@AF=2E:@?[ 2== 286Di `h[df`[a`ek^=:mk=:m%@E2= A@AF=2E:@? 2865 e_Zi c[hd_[f_`k^=:mk^F=m

k@= DE2CElQbQmk=:mkDEC@?8m}6H y6CD6Jk^DEC@?8mk^=:mk^@=m

kF=mk=:m}6E >:8C2E:@?i \`d[`d`k^=:mk=:m#6E:C66D H9@ >@G65 :?i `f[_hfk^=:mk=:m#6E:C66D H9@ >@G65 @FEi ba[acgk^=:mk=:m%@E2= A@AF=2E:@?[ 2== 286Di h[ah_[gc`k^=:mk=:m%@E2= A@AF=2E:@? 2865 e_Zi a[afh[eaek^=:mk^F=m

k@= DE2CElQcQmk=:mkDEC@?8mx==:?@:Dk^DEC@?8mk^=:mk^@=m

kF=mk=:m}6E >:8C2E:@?i \`c[a_fk^=:mk=:m#6E:C66D H9@ >@G65 :?i aa[ae_k^=:mk=:m#6E:C66D H9@ >@G65 @FEi be[cefk^=:mk=:m%@E2= A@AF=2E:@?[ 2== 286Di `a[dch[eghk^=:mk=:m%@E2= A@AF=2E:@? 2865 e_Zi b[_b`[g_hk^=:mk^F=m

k@= DE2CElQdQmk=:mkDEC@?8m|2CJ=2?5k^DEC@?8mk^=:mk^@=m

kF=mk=:m}6E >:8C2E:@?i \e[``gk^=:mk=:m#6E:C66D H9@ >@G65 :?i `f[acbk^=:mk=:m#6E:C66D H9@ >@G65 @FEi ab[be`k^=:mk=:m%@E2= A@AF=2E:@?[ 2== 286Di e[`g_[adbk^=:mk=:m%@E2= A@AF=2E:@? 2865 e_Zi `[cg`[ahhk^=:mk^F=m

k@= DE2CElQeQmk=:mkDEC@?8m!6??DJ=G2?:2k^DEC@?8mk^=:mk^@=m

kF=mk=:m}6E >:8C2E:@?i \c[gahk^=:mk=:m#6E:C66D H9@ >@G65 :?i af[ecfk^=:mk=:m#6E:C66D H9@ >@G65 @FEi ba[cfek^=:mk=:m%@E2= A@AF=2E:@?[ 2== 286Di `a[he`[egbk^=:mk=:m%@E2= A@AF=2E:@? 2865 e_Zi b[chh[cehk^=:mk^F=m

k@= DE2CElQfQmk=:mkDEC@?8mr@=@C25@k^DEC@?8mk^=:mk^@=m

kF=mk=:m}6E >:8C2E:@?i \c[ecgk^=:mk=:m#6E:C66D H9@ >@G65 :?i ab[`hhk^=:mk=:m#6E:C66D H9@ >@G65 @FEi af[gcfk^=:mk=:m%@E2= A@AF=2E:@?[ 2== 286Di d[gff[e`_k^=:mk=:m%@E2= A@AF=2E:@? 2865 e_Zi `[b_`[gefk^=:mk^F=m

k@= DE2CElQgQmk=:mkDEC@?8m|2DD249FD6EEDk^DEC@?8mk^=:mk^@=m

kF=mk=:m}6E >:8C2E:@?i \c[dcck^=:mk=:m#6E:C66D H9@ >@G65 :?i `d[_hbk^=:mk=:m#6E:C66D H9@ >@G65 @FEi `h[ebfk^=:mk=:m%@E2= A@AF=2E:@?[ 2== 286Di f[__`[bhhk^=:mk=:m%@E2= A@AF=2E:@? 2865 e_Zi `[fga[__gk^=:mk^F=m

k@= DE2CElQhQmk=:mkDEC@?8m|:49:82?k^DEC@?8mk^=:mk^@=m

kF=mk=:m}6E >:8C2E:@?i \c[`e`k^=:mk=:m#6E:C66D H9@ >@G65 :?i aa[gcgk^=:mk=:m#6E:C66D H9@ >@G65 @FEi af[__hk^=:mk=:m%@E2= A@AF=2E:@?[ 2== 286Di `_[_bf[ae`k^=:mk=:m%@E2= A@AF=2E:@? 2865 e_Zi a[eah[da_k^=:mk^F=m

k@= DE2CElQ`_Qmk=:mkDEC@?8m(2D9:?8E@?k^DEC@?8mk^=:mk^@=m

kF=mk=:m}6E >:8C2E:@?i \b[g_fk^=:mk=:m#6E:C66D H9@ >@G65 :?i a`[c`fk^=:mk=:m#6E:C66D H9@ >@G65 @FEi ad[aack^=:mk=:m%@E2= A@AF=2E:@?[ 2== 286Di f[g`a[gg_k^=:mk=:m%@E2= A@AF=2E:@? 2865 e_Zi `[gaa[cehk^=:mk^F=m

k9bms2E2 2?5 |6E9@5@=@8Jk^9bm

kAm%@ 7:?5 3@E9 E96 DE2E6D 2?5 4:E:6D H96C6 C6E:C66D 2C6 >@G:?8[ $>2CEpDD6E 2?2=JK65 52E2 7C@> E96 r6?DFD qFC62F’D a_ab @?6\J62C p>6C:42? r@>>F?:EJ $FCG6J]k^Am

kAm%9:D k2 9C67lQ9EEADi^^D>2CE2DD6E]4@>^7:?2?4:2=\25G:D@C^7:?2?4:2=\25G:D@C\G2=F6\42=4F=2E@CQm$>2CEpDD6Ek^2m DEF5J 4@?D:56CD E96 A@AF=2E:@?D 2865 e_ 2?5 @=56C W7@C E96D6 AFCA@D6D[ C6E:C66DX :? `ec @7 E96 =2C86DE 4:E:6D :? E96 &]$] 7@C H9:49 52E2 H2D 2G2:=23=6[ 2D H6== 2D 2== d_ DE2E6D] }6E >:8C2E:@? 7@C 6249 4:EJ H2D 56E6C>:?65 3J DF3EC24E:?8 E96 ?F>36C @7 C6E:C66D H9@ >@G65 @FE @7 E96 4:EJ @C DE2E6 7C@> E96 ?F>36C @7 A6@A=6 :? E92E 56>@8C2A9:4 H9@ >@G65 :?E@ E96 4:EJ @C DE2E6] r:E:6D H6C6 C2?<65 3J E96 9:896DE ?6E >:8C2E:@?]k^Am

kAmk2 9C67lQ9EEADi^^D>2CE2DD6E]4@>^52E2\DEF5:6D^H96C6\C6E:C66D\>@G6\a_adQmk6>m%9:D DE@CJk^6>mk^2m k6>mH2D AC@5F465 3Jk^6>m k2 9C67lQ9EEADi^^D>2CE2DD6E]4@>Qmk6>m$>2CEpDD6Ek^6>mk^2m k6>m2?5 C6G:6H65 2?5 5:DEC:3FE65 3Jk^6>m k2 9C67lQ9EEADi^^9F3D]=2^"_b<=8$#_Q C6=lQ?@7@==@HQmk6>m$E24<6Ck^6>mk^2m]k^Am