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Best small towns for retirees in every state
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Best small towns for retirees in every state

  • Andrea Vale
  • Sep 23, 2025
  • Sep 23, 2025 Updated Mar 24, 2026
  • 0

Best small towns for retirees in every state

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Best small towns for retirees in every state

Best small towns for retirees in every state

Many Americans who have bid farewell to the workforce or are thinking about it are turning to places that offer affordability, a strong economy, quality health care options, less traffic, and overall, more comfort. Neighborhoods outside major cities and metropolitan areas have grown in popularity among retirees, with 26% moving to smaller towns, but the overall number of people moving for retirement is down.

In 2021, American retirement relocations dropped significantly—approximately 43% less than the previous year, its lowest number of retiree relocations in five years. The Economic Research Federal Reserve Bank of St. Louis suggests this was a result of the ongoing COVID-19 pandemic, soaring home prices, and retirees not having enough savings.

In seeking to help prospective retirees, Stacker referenced Niche’s 2021 Best Places to Retire study, released in August 2021, to list 50 small towns that offer the best retirement. The focus was on towns with a population of less than 40,000.

Whether you’re looking to relocate or just curious to see if your city of residence is mentioned, read on to see which American small towns are the best retirement spots.

You may also like: Best counties for retirees in America

Nicole Glass Photography // Shutterstock

Alabama: Orange Beach

Alabama: Orange Beach

- Population: 6,019 (19% age 55-64 and 34% age 65+)

- Homeowners: 70% of the population

- Renters: 30% of the population

- Median household income: $81,883

Chris Watson // Wikimedia Commons

Alaska: Soldotna

Alaska: Soldotna

- Population: 4,649 (13% age 55-64 and 20% age 65+)

- Homeowners: 51% of the population

- Renters: 49% of the population

- Median household income: $60,491

Brian A. Ridder // Wikimedia Commons

Arizona: Green Valley

Arizona: Green Valley

- Population: 20,902 (14% age 55-64 and 80% age 65+)

- Homeowners: 85% of the population

- Renters: 15% of the population

- Median household income: $49,147

James Brooks // Wikimedia Commons

Arkansas: Bella Vista

Arkansas: Bella Vista

- Population: 28,539 (14% age 55-64 and 33% age 65+)

- Homeowners: 87% of the population

- Renters: 13% of the population

- Median household income: $67,550

shuttersv // Shutterstock

California: Del Monte Forest

California: Del Monte Forest

- Population: 4,105 (16% age 55-64 and 40% age 65+)

- Homeowners: 82% of the population

- Renters: 18% of the population

- Median household income: $147,500

You may also like: Best county to retire in every state

MiNiProduction // Shutterstock

Colorado: Holly Hills

Colorado: Holly Hills

- Population: 2,835 (15% age 55-64 and 21% age 65+)

- Homeowners: 97% of the population

- Renters: 3% of the population

- Median household income: $132,955

Jeffrey Beall // Shutterstock

Connecticut: Mystic

Connecticut: Mystic

- Population: 4,249 (17% age 55-64 and 32% age 65+)

- Homeowners: 68% of the population

- Renters: 32% of the population

- Median household income: $94,102

Paul Latham // Shutterstock

Delaware: Rehoboth Beach

Delaware: Rehoboth Beach

- Population: 1,400 (24% age 55-64 and 48% age 65+)

- Homeowners: 82% of the population

- Renters: 18% of the population

- Median household income: $114,583

Ron Shawley // Wikimedia Commons

Florida: Pelican Bay

Florida: Pelican Bay

- Population: 6,140 (13% age 55-64 and 83% age 65+)

- Homeowners: 95% of the population

- Renters: 5% of the population

- Median household income: $141,856

FloridaStock // Shutterstock

Georgia: Dutch Island

Georgia: Dutch Island

- Population: 1,162 (17% age 55-64 and 28% age 65+)

- Homeowners: 100% of the population

- Renters: 0% of the population

- Median household income: $170,417

You may also like: What retirement is like in 50 places around the world

Diana Daley // Shutterstock

Hawaii: Wailea

Hawaii: Wailea

- Population: 6,218 (23% age 55-64 and 25% age 65+)

- Homeowners: 60% of the population

- Renters: 40% of the population

- Median household income: $81,932

Elena_Suvorova // Shutterstock

Idaho: Weiser

Idaho: Weiser

- Population: 5,323 (14% age 55-64 and 20% age 65+)

- Homeowners: 62% of the population

- Renters: 38% of the population

- Median household income: $36,610

Sam Beebe // Wikimedia Commons

Illinois: Leland Grove

Illinois: Leland Grove

- Population: 1,406 (17% age 55-64 and 34% age 65+)

- Homeowners: 95% of the population

- Renters: 5% of the population

- Median household income: $108,947

Jacob Boomsma // Shutterstock

Indiana: Meridian Hills

Indiana: Meridian Hills

- Population: 1,741 (15% age 55-64 and 18% age 65+)

- Homeowners: 98% of the population

- Renters: 2% of the population

- Median household income: $186,750

ONUnicorn // Wikimedia Commons

Iowa: Clear Lake

Iowa: Clear Lake

- Population: 7,597 (18% age 55-64 and 25% age 65+)

- Homeowners: 72% of the population

- Renters: 28% of the population

- Median household income: $57,841

You may also like: Best places to retire in the Midwest

Billwhittaker // Wikimedia Commons

Kansas: North Newton

Kansas: North Newton

- Population: 1,778 (10% age 55-64 and 30% age 65+)

- Homeowners: 57% of the population

- Renters: 43% of the population

- Median household income: $67,188

Weldon Schloneger // Shutterstock

Kentucky: Windy Hills

Kentucky: Windy Hills

- Population: 2,433 (19% age 55-64 and 33% age 65+)

- Homeowners: 94% of the population

- Renters: 6% of the population

- Median household income: $95,588

John Knouse // Wikimedia Commons

Louisiana: Westminster

Louisiana: Westminster

- Population: 2,760 (11% age 55-64 and 22% age 65+)

- Homeowners: 71% of the population

- Renters: 29% of the population

- Median household income: $88,778

H.dryad // Wikimedia Commons

Maine: Belfast

Maine: Belfast

- Population: 6,688 (17% age 55-64 and 26% age 65+)

- Homeowners: 63% of the population

- Renters: 37% of the population

- Median household income: $62,857

Kristi Blokhin // Shutterstock

Maryland: Chevy Chase

Maryland: Chevy Chase

- Population: 9,622 (15% age 55-64 and 23% age 65+)

- Homeowners: 78% of the population

- Renters: 22% of the population

- Median household income: $181,929

You may also like: Best places to retire on the east coast

Nicole Glass Photography // Shutterstock

Massachusetts: Chatham

Massachusetts: Chatham

- Population: 6,019 (18% age 55-64 and 45% age 65+)

- Homeowners: 84% of the population

- Renters: 16% of the population

- Median household income: $83,839

J.A. Johnson // Shutterstock

Michigan: Bingham Farms

Michigan: Bingham Farms

- Population: 1,129 (16% age 55-64 and 48% age 65+)

- Homeowners: 89% of the population

- Renters: 11% of the population

- Median household income: $131,071

Traveler100 // Wikimedia Commons

Minnesota: Jackson

Minnesota: Jackson

- Population: 3,219 (18% age 55-64 and 24% age 65+)

- Homeowners: 75% of the population

- Renters: 25% of the population

- Median household income: $50,972

Dan Thornberg // Shutterstock

Mississippi: Hide-A-Way Lake

Mississippi: Hide-A-Way Lake

- Population: 2,392 (17% age 55-64 and 28% age 65+)

- Homeowners: 87% of the population

- Renters: 13% of the population

- Median household income: $100,300

Aaron Manning // Wikimedia Commons

Missouri: Town and Country

Missouri: Town and Country

- Population: 11,077 (15% age 55-64 and 30% age 65+)

- Homeowners: 85% of the population

- Renters: 15% of the population

- Median household income: $192,983

You may also like: Best places to raise a family in the Northeast

Amy Kerkemeyer // Shutterstock

Montana: Conrad

Montana: Conrad

- Population: 2,633 (15% age 55-64 and 21% age 65+)

- Homeowners: 73% of the population

- Renters: 27% of the population

- Median household income: $48,636

5of7 // Wikimedia Commons

Nebraska: Central City

Nebraska: Central City

- Population: 2,903 (10% age 55-64 and 25% age 65+)

- Homeowners: 60% of the population

- Renters: 40% of the population

- Median household income: $48,447

Ammodramus // Wikimedia Commons

Nevada: Mesquite

Nevada: Mesquite

- Population: 18,446 (15% age 55-64 and 41% age 65+)

- Homeowners: 73% of the population

- Renters: 27% of the population

- Median household income: $55,542

Steve Lagreca // Shutterstock

New Hampshire: Peterborough

New Hampshire: Peterborough

- Population: 6,604 (18% age 55-64 and 27% age 65+)

- Homeowners: 67% of the population

- Renters: 33% of the population

- Median household income: $87,557

M.Bailey // Shutterstock

New Jersey: Surf City

New Jersey: Surf City

- Population: 1,271 (23% age 55-64 and 50% age 65+)

- Homeowners: 86% of the population

- Renters: 14% of the population

- Median household income: $90,313

You may also like: Best places to retire on the West Coast

Andrew F. Kazmierski // Shutterstock

New Mexico: Sandia Heights

New Mexico: Sandia Heights

- Population: 3,571 (17% age 55-64 and 44% age 65+)

- Homeowners: 97% of the population

- Renters: 3% of the population

- Median household income: $107,104

Karl Cox // Shutterstock

New York: Lake Success

New York: Lake Success

- Population: 3,119 (12% age 55-64 and 31% age 65+)

- Homeowners: 100% of the population

- Renters: 0% of the population

- Median household income: $177,500

Eric Salard // Wikimedia Commons

North Carolina: Pine Knoll Shores

North Carolina: Pine Knoll Shores

- Population: 1,343 (22% age 55-64 and 47% age 65+)

- Homeowners: 89% of the population

- Renters: 11% of the population

- Median household income: $75,313

James Willamor // Wikimedia Commons

North Dakota: Rugby

North Dakota: Rugby

- Population: 2,724 (15% age 55-64 and 29% age 65+)

- Homeowners: 71% of the population

- Renters: 29% of the population

- Median household income: $46,552

Tim Samuelson // Shutterstock

Ohio: Bellbrook

Ohio: Bellbrook

- Population: 7,212 (16% age 55-64 and 19% age 65+)

- Homeowners: 81% of the population

- Renters: 19% of the population

- Median household income: $84,130

You may also like: Best places to live in America

arthurgphotography // Shutterstock

Oklahoma: The Village

Oklahoma: The Village

- Population: 9,452 (11% age 55-64 and 18% age 65+)

- Homeowners: 67% of the population

- Renters: 33% of the population

- Median household income: $58,947

4kclips // Shutterstock

Oregon: Harbor

Oregon: Harbor

- Population: 1,958 (15% age 55-64 and 71% age 65+)

- Homeowners: 84% of the population

- Renters: 16% of the population

- Median household income: $30,791

Cary Bass // Wikimedia Commons

Pennsylvania: Penn Wynne

Pennsylvania: Penn Wynne

- Population: 5,932 (15% age 55-64 and 26% age 65+)

- Homeowners: 87% of the population

- Renters: 13% of the population

- Median household income: $123,854

ifly6 // Wikimedia Commons

Rhode Island: Jamestown

Rhode Island: Jamestown

- Population: 5,494 (19% age 55-64 and 26% age 65+)

- Homeowners: 83% of the population

- Renters: 17% of the population

- Median household income: $111,110

Wangkun Jia // Shutterstock

South Carolina: Garden City

South Carolina: Garden City

- Population: 10,669 (20% age 55-64 and 40% age 65+)

- Homeowners: 79% of the population

- Renters: 21% of the population

- Median household income: $44,862

You may also like: Billionaires that live in the smallest American towns

bsankow // Shutterstock

South Dakota: Hot Springs

South Dakota: Hot Springs

- Population: 3,509 (17% age 55-64 and 28% age 65+)

- Homeowners: 68% of the population

- Renters: 32% of the population

- Median household income: $46,071

Cheri Alguire // Shutterstock

Tennessee: Farragut

Tennessee: Farragut

- Population: 22,631 (16% age 55-64 and 23% age 65+)

- Homeowners: 89% of the population

- Renters: 11% of the population

- Median household income: $108,511

Melinda Fawver // Shutterstock

Texas: Shenandoah

Texas: Shenandoah

- Population: 2,887 (10% age 55-64 and 40% age 65+)

- Homeowners: 55% of the population

- Renters: 45% of the population

- Median household income: $80,451

Stedil // Wikimedia Commons

Utah: Ivins

Utah: Ivins

- Population: 8,530 (14% age 55-64 and 30% age 65+)

- Homeowners: 83% of the population

- Renters: 17% of the population

- Median household income: $63,680

Kit Leong // Shutterstock

Vermont: Cornwall

Vermont: Cornwall

- Population: 1,028 (18% age 55-64 and 29% age 65+)

- Homeowners: 77% of the population

- Renters: 23% of the population

- Median household income: $84,688

You may also like: Best places to raise a family in every state

Bob LoCicero // Shutterstock

Virginia: Belmont Estates

Virginia: Belmont Estates

- Population: 1,226 (13% age 55-64 and 34% age 65+)

- Homeowners: 100% of the population

- Renters: 0% of the population

- Median household income: $81,885

Famartin // Wikimedia Commons

Washington: Woodway

Washington: Woodway

- Population: 1,105 (13% age 55-64 and 23% age 65+)

- Homeowners: 97% of the population

- Renters: 3% of the population

- Median household income: $194,904

SounderBruce // Wikimedia Commons

West Virginia: Summersville

West Virginia: Summersville

- Population: 3,368 (20% age 55-64 and 28% age 65+)

- Homeowners: 69% of the population

- Renters: 31% of the population

- Median household income: $38,774

Malachi Jacobs // Shutterstock

Wisconsin: Elm Grove

Wisconsin: Elm Grove

- Population: 6,153 (14% age 55-64 and 25% age 65+)

- Homeowners: 93% of the population

- Renters: 7% of the population

- Median household income: $106,058

Porterhse // Wikimedia Commons

Wyoming: Thermopolis

Wyoming: Thermopolis

- Population: 2,703 (14% age 55-64 and 26% age 65+)

- Homeowners: 77% of the population

- Renters: 23% of the population

- Median household income: $53,162

You may also like: Best county to raise a family in every state

Jonathan Green // Wikimedia Commons

Best small towns for retirees in every state

Best small towns for retirees in every state

Cheerful couple walking on pedestrian street.

Rido // Shutterstock
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